Mortgage Loan Programs in Maine and Florida
Vision Mortgage offers a full range of home loan and refinance programs across Maine and Florida, plus DSCR investor loans in 38 states. Here is a plain English look at each one and who it fits. Pick the one that matches your situation, or call us and we will tell you which one fits best.
FHA Loans
Best for first time buyers and buyers with lower credit or smaller down payments. FHA loans allow flexible qualification and low down payments.
Learn more →VA Loans
For veterans, active military, and eligible spouses. VA loans offer strong terms and often no down payment.
Learn more →USDA Loans
For eligible rural Maine properties. USDA loans support affordable financing in qualifying areas.
Learn more →Conventional Loans
For buyers with solid credit and steady income who want flexible terms.
Learn more →Refinancing
Lower your rate, change your term, or tap equity with a cash out refinance.
Learn more →DSCR Investor Loans
Qualify based on the rental income of the property, not your personal tax returns. Ideal for investors who own through an LLC or have a complex tax picture. Available in 38 states.
Learn more →