Portland, Maine home loans with Tim Fredheim, who started in 1996.
Vision Mortgage is a Portland, Maine mortgage company at 352 Warren Ave, Suite 6, owned by Tim Fredheim. We also help buyers in New Hampshire.
Vision Mortgage is two people, Travis and Tim, with more than 45 years of mortgage experience between us. We're small and local, and we work together to get loans closed. Tim Fredheim, who owns Vision Mortgage, started in 1996. We match you to the loan that fits your situation instead of whatever one lender happens to be pushing, and you work directly with your broker from the first call to the closing table.
A bank hands you its one menu. We bring you the whole field.
Walk into a bank and you get that bank's products, take them or leave them. We work for you, not for a lender. We pull your file, line up the programs that fit your credit and your timeline, and show you the real options so you make the call with the full picture in front of you. Vision Mortgage works with Portland, Maine buyers and homeowners on the homes they live in, and we also help buyers in New Hampshire.
The right loan for your situation, not a one-size product.
FHA Loans
Lower down payment and flexible credit.
Learn more →VA Loans
For eligible veterans, service members and some surviving spouses.
Learn more →USDA Loans
For eligible properties in qualifying rural areas.
Learn more →Conventional
Steady income and solid credit, with a range of down payment options.
Learn more →Refinancing
Lower payment, shorter term, or cash out of the home you live in.
Learn more →Investment Properties
Handled by Travis Penny at travis.mortgage.
Learn more →Portland, Maine first, and New Hampshire too.
Vision Mortgage helps buyers and homeowners in Portland and the surrounding area buy or refinance the home they live in, from our office at 352 Warren Ave. We also help buyers and homeowners across New Hampshire. Vision Mortgage is licensed in Maine, New Hampshire and Florida. Investment and rental property loans are handled by Travis Penny at travis.mortgage.
- Portland
- South Portland
- Westbrook
- Falmouth
- Cape Elizabeth
- Cumberland County
- Manchester, NH
- Nashua, NH
- Concord, NH
- Portsmouth, NH
- Dover, NH
- All of New Hampshire
Our Portland, Maine office
Looking for a mortgage lender in Portland, ME? Vision Mortgage LLC is a Portland, Maine mortgage company and brokerage at 352 Warren Ave, Suite 6, Portland, Maine 04103. As a brokerage, we shop your loan for you instead of offering one bank's menu.
Vision Mortgage helps Portland area buyers purchase and refinance the homes they live in, including first-time home buyers and conventional loans for Maine primary homes.
Call the office at (207) 842-6854 and ask for Tim Fredheim or Travis Penny.
Maine loans and more from travis.mortgage
Vision Mortgage also helps Maine buyers from our Portland, Maine office. Each Maine program below links to a guide by Travis Penny (NMLS 1649161) at travis.mortgage. Investment and rental property loans are handled by Travis Penny at travis.mortgage.
Maine loan programs
- Maine FHA loans: Lower down payment and flexible credit.
- Maine VA loans: For eligible veterans, service members and some surviving spouses.
- Maine USDA loans: For eligible properties in qualifying rural Maine areas.
- Maine jumbo loans: For loan amounts above the conforming limit.
- Maine refinancing: Lower payment, shorter term or cash out of the home you live in.
- Maine first-time home buyers: Steps and programs for buying your first Maine home.
More from travis.mortgage
- DSCR loans for investment and rental properties only
- DSCR HELOC on rental properties
- Short term rental and Airbnb loans
- Maine home loans
- Portland, Maine mortgage broker
- Florida home loans
- Florida HELOC for homeowners
- Florida non-warrantable condo loans
- Non-QM loans
- One-time close construction loans in Maine
- One-time close construction loans in Florida
Answers to what buyers ask most.
Is Vision Mortgage a broker or a lender?
We are a broker. That means we shop your file across many lenders to find the right fit instead of pushing one product menu like a bank does.
What states does Vision Mortgage serve?
Vision Mortgage is licensed in Maine, New Hampshire and Florida. Our office is in Portland, Maine, where we help people buy or refinance the home they live in, and we also help buyers in New Hampshire.
What loan programs does Vision Mortgage offer?
In Portland, Maine: home purchase and refinance loans, including first-time home buyer and conventional loans. In New Hampshire: home purchase, refinance and cash-out refinance, conventional, FHA, VA, USDA and jumbo loans, first-time home buyer loans, and HELOCs on primary homes. Investment and rental property loans are handled by Travis Penny at travis.mortgage.
Where is Vision Mortgage located?
352 Warren Ave, Suite 6, Portland, Maine 04103. Vision Mortgage works with buyers and homeowners in Portland and also helps buyers across New Hampshire. Call the office at (207) 842-6854 and ask for Tim.
How long does a typical closing take?
Most purchases close in 21 to 30 days from accepted offer. We push for clean, on time closings and keep you in the loop.
Who are the brokers at Vision Mortgage?
Owner Tim Fredheim, NMLS 23007, licensed in Maine, New Hampshire, and Florida, and Travis Penny, NMLS 1649161, licensed in Maine and Florida. You work directly with your broker, not a call center.