We Are Vision Mortgage LLC, a Local Maine, New Hampshire, and Florida Mortgage Broker
Vision Mortgage LLC is a licensed local mortgage broker serving Maine, New Hampshire, and Florida, with investor DSCR loans available in 38 states. We help first time buyers, veterans, refinancers, and real estate investors get the right home loan, and we shop your file across a network of trusted lenders instead of forcing you into one bank's menu.
A broker works for you, not for one lender.
We compare loan programs and rates across many lenders, then match you with the one that fits your situation, your credit, and your timeline. Because we live and work in Maine, we understand local housing inventory, local property types, and the programs Mainers actually qualify for.
A full menu of home loans, matched to your situation.
FHA Loans
First time and lower down payment buyers.
Learn more →VA Loans
Veterans and active military.
Learn more →USDA Loans
Eligible rural Maine properties.
Learn more →Conventional
Strong credit, flexible terms.
Learn more →Refinancing
Rate and term, plus cash out.
Learn more →DSCR Investor
Qualifies on rental income. 38 states.
Learn more →Maine homeowners and buyers, statewide. Florida statewide. Investors nationwide.
We serve buyers and homeowners across Maine, including Portland, Westbrook, Saco, Belfast, Lewiston, Old Orchard Beach, Lisbon, Naples, Bangor, Augusta, and Scarborough, plus Florida, and investor loans nationwide.
- Portland
- Westbrook
- Saco
- Belfast
- Lewiston
- Old Orchard Beach
- Lisbon
- Naples
- Bangor
- Augusta
- Scarborough
- All of Maine
- All of Florida
Answers to what buyers ask most.
Is Vision Mortgage a broker or a lender?
We are a broker. That means we shop your file across many lenders to find the right fit instead of pushing one product menu like a bank does.
What states does Vision Mortgage serve?
Maine, New Hampshire, and Florida. We serve buyers, sellers, and investors across all three states.
What loan programs does Vision Mortgage offer?
FHA, VA, USDA, conventional, jumbo, DSCR investor loans, self employed and non QM loans, and refinancing. We match the program to your situation.
Where is Vision Mortgage located?
352 Warren Ave, Suite 6, Portland, Maine 04103. We serve greater Portland, Westbrook, Saco, and clients statewide.
How long does a typical closing take?
Most purchases close in 21 to 30 days from accepted offer. We push for clean, on time closings and keep you in the loop.
Who are the brokers at Vision Mortgage?
Founder Tim Fredheim, NMLS 23007, licensed in Maine, New Hampshire, and Florida, and Travis Penny, NMLS 1649161, licensed in Maine and Florida. You work directly with your broker, not a call center.